PRIVACY POLICY

This Privacy Policy (“Privacy Policy”) is intended to assist you in understanding how Augmented Cards Inc. (“AC, “we”, “our”, or “us”) collect, use, and protect any information when a person or business (“you,” “your”) applies or signs-up for an account through our website, mobile application, and/or other platforms (the “Platforms”) and whenever you access or use in any manner any AC application, software, product, service, feature, technology, content, or website (collectively, “Services”). Your use of any of the Platforms and/or Services signifies your consent to be legally bound by both this Privacy Policy, the Terms of Service, and any other applicable AC agreement. If you do not agree to either the Privacy Policy or the Terms of Service, please refrain from using the Platforms and Services. AC is committed to complying with all applicable laws and regulations governing the content of the Platforms and Services (as defined below) provided by AC.

PRIVACY POLICY UPDATES
We may update this Privacy Policy at any time. The revised version will be effective at the time we post it. We will provide you with reasonable prior notice of any substantial changes in how we use your information, including by e-mail at the e-mail address you provide to us. You may cancel your account at any time. We encourage you to review this Privacy Policy. Your continued use of the Services constitutes your acceptance of any amendment to this Privacy Policy.

NOTICE TO MINORS
AC aims to fully comply with all federal laws and, thus, at a minimum, you must be over sixteen (16) years of age to use the Platforms. No one sixteen (16) years of age or under may provide any personal information. AC does not knowingly collect personal information from children of the age of sixteen (16) or under.

If you are sixteen (16) years of age or under, please do not send any information about yourself to us, or to anyone else through the Platforms. Personal information includes, but is not limited to, your name, address, telephone number, and/or email address. If we discover any personal information from anyone sixteen (16) years of age or under, we will immediately delete that information per the requirements of the Children’s Online Privacy Protection Act and any other applicable laws. If you believe we have received information from or about a child sixteen (16) years of age or under, please contact us at support@augmentedcards.com with a subject heading Privacy Policy.

COLLECTION OF INFORMATION
In order to use certain features of the Platforms, you will need to provide several types of personally identifiable information (the “Identification Information” or “Personal Information”) when you apply or sign up for an AC account, newsletters, mailings, and/or Services, and when you provide information as part of our identity and/or account verification process.

Identification Information includes, but is not limited to, your name, address, e-mail address, telephone number, business address/location or other designated address/location, photograph, birthdate (if applicable), passport, Taxpayer Identification, or other government-issued identification number, commercial information, internet or other electronic network or device activity information, geolocation data, and professional information.

We may also collect financial information, including bank account and payment card numbers for purposes of sending and receiving payments in connection with the Services, which is handled by our third-party payment processing company, as well as tax information (as applicable), and other historical, contact, business profile, product preferences, product and services, activities, and demographic information.

We may also collect information you provide us through user generation content, including videos, photos, replies, recommendations, feedback, testimonials, questions, comments, social media postings, custom fields, and other related content.

You may choose not to provide any Identification Information that we request from time to time; however, we ask for the Identification Information that is necessary to complete the activity you are requesting to partake in. Thus, if you choose not to provide the requested Identification Information, you may not be able to participate in the activity or enjoy the full functionality of the Platforms or Services.

We may also collect certain usage information as a result of your use of the Platforms and/or Services (the “Usage Information”). Usage Information includes certain standard web measurement and tracking technologies, such as “cookies,” web server logs, or other statistical programs to collect, track, and record how you use the Platforms and Services; information about the location of your device; specific information about your device when you access our Services, including hardware model, operating system/version, unique device identifier, mobile network information, and information about the device’s interaction with our Services; information about how you use our Services, including your access time, browser type and language, and Internet Protocol (“IP”) address; information about when and where the transactions occur, the names of the transacting parties, a description of the transactions, the payment or transfer amounts, billing and shipping information, and the devices and payment methods used to complete the transactions, including in conjunction with our third party payment processor; and technologies to collect information when using our Services, including sending cookies to your device and using web beacons to deliver cookies, track the number of visits to the Platforms and/or use of the Services, customization of our Platforms and/or Services, collect statistical information, and understand usage and campaign effectiveness (cookies are small data files that are stored on your hard drive or in your device memory when you visit a website or view a message, and web beacons are electronic images that may be used in our Services or e-mails).

Usage Information helps us measure the success of the Platforms, Services, and its features or pages in order to improve your experience. Your browser may have the option which allows you to accept cookies, reject cookies, or receive a notification when a cookie is sent, but you should note that the use of such restrictive browser settings may limit your use of the Platforms or Services. AC does not use spyware, adware, or any similarly intrusive software.

THIRD PARTY ADVERTISING
We may use third-party service providers to deliver content and/or third-party advertising companies and/or media partners in connection with our Platforms and/or Services and to provide site metrics and other analytics services. These third parties may use cookies, web beacons, and other technologies to collect information, such as your IP address, identifiers associated with your device, other applications on your device, the browsers you use to access our Services, webpages viewed, time spent on webpages, links clicked, and transaction information. This information may be used by AC and third-party service providers on behalf of AC to analyze and track usage of our Services, determine the popularity of certain content, deliver advertising and content targeted to your interests, and better understand how you use our Services. Additionally, we may use web beacons provided by third-party advertising companies to help manage our online advertising. These web beacons enable us to recognize a browser’s cookie when a browser visits the Platforms to learn which advertisements bring users to our Platforms.

This Privacy Policy does not apply to, and we are not responsible for, third-party cookies, web beacons, or other tracking technologies, which are covered by such third parties’ privacy policies. For more information, we encourage you to check the privacy policies of these third parties to learn about their privacy practices. For more information about targeted advertising specifically, please visit http://www.aboutads.info/choices.

CREDIT CARD INFORMATION
If you are making a purchase on the Platforms, you may be asked to provide credit card information. We do not collect, store, or access any credit card information. Please see the “Payment Transactions” section in our Terms of Use for additional information.

USE OF INFORMATION
AC uses your information for the following business purposes: to provide the Services; to respond to inquiries we receive from you or in connection with a transaction you initiate; to analyze, manage, and improve the Platforms or Services; to use it within AC for the purpose of developing and improving our Services for you; to notify you of special offers, programs, news, or alerts that we believe may be of interest to you; to help us diagnose problems with our servers or other technical issues relating to the performance of the Platforms or Services; or for any other purpose stated at the time you provide the information.

In compliance with applicable laws, it is our policy to require only the information necessary to complete the specific transaction that you request, and we do not condition your participation in any specific activity on our Platforms or Services on the disclosure of more information than is reasonably necessary to complete that activity. Information such as traffic patterns and the number of page visits help us to further develop and improve the Platforms and Services to better meet your needs. You expressly authorize us to share your information with certain third parties to the extent necessary to perform any of the business purposes included within this Privacy Policy or disclosed to you at the time of disclosure of your information. Please note that in connection with certain requests, you may be transferred to a different web site and/or application, which will have a different privacy policy. If you do not want to be contacted for these purposes or if you would like to obtain a copy of your information we gathered, or correct or delete such information from our database, you may e-mail us with your concern or question. If you voluntarily disclose any Identification Information or personally identifiable information in a community forum, such information may be collected and used by others and may result in unsolicited messages from other parties. We have no control over this type of use of your Identification Information or personally identifiable information and cannot be held responsible.

SHARING OF YOUR INFORMATION
We may disclose the information we collect from and about you when we have reason to believe that such disclosure is necessary to: our affiliate companies; third parties to provide, maintain, and improve our Services, including service providers who access information about you to perform services on our behalf as well as financial institutions, payment networks, and other entities in connection with the payment or money transfer process; third parties for advertising campaigns, contests, special offers and promotions, or other events or activities in connection with our Platforms and/or Services; other users of our Platforms and/or Services with whom you interact through your own use of our Platforms and/or Services; identify, contract, or bring legal action against someone who may be causing injury to or interference with our rights or property, customers, or other users of the Platforms or Services, or anyone else who could be harmed by such activities; enforce the Terms of Service; take precautions against liability, investigate and defend against any third-party claims or allegations and/or protect the security of the Platforms and/or Services; respond to judicial process and provide information to law enforcement agencies in connection with an investigation, as permitted, or otherwise required, by law, or in the good faith belief that such action is necessary to comply with state, federal, or local law; permit our business partners the ability to conduct research, analytical, and marketing purposes; permit us to process any of your requests; or otherwise with your consent.

AC may transfer your Identification Information in the event of a sale, merger, acquisition, or any other change in control, including rights acquired or transferred to third parties through a bankruptcy, insolvency, reorganization, receivership, or assignment for the benefit of creditors.

Under the laws of some jurisdictions, you may be entitled to request disclosure regarding how we share your Usage Information with third parties for direct marketing purposes. To the extent required by applicable law, we shall provide the information to you upon your written request to AC. Except for the reasons we have made you aware of, or make you aware of from time to time, or otherwise with your consent, we will not share your Identification Information with any third party.

DATA RETENTION
We may retain your Personal Information and any messages for as long as we need it to provide you with our Services under the Platforms. You can ask for your Personal Information to be deleted at any time by deleting your account and/or contacting us at: support@augmentedcards.com. AC is not liable for any information that may be deleted from the Platforms. Please note that there may be latency in deleting your Personal Information from our servers and backup storage. We may be allowed to retain your Personal Information for a longer period whenever you have given consent to such processing, as long as such consent is not withdrawn. We may retain your Personal Information in order to comply with the law, protect our rights, resolve disputes, or enforce our agreements.

CALIFORNIA RESIDENTS
The California Consumer Privacy Act of 2018 (“CCPA”) provides California residents the right to request to know and access more details about the categories and specific pieces of Personal Information we collect, to delete their personal information (though exceptions under the CCPA may allow AC to retain and use certain personal information notwithstanding your deletion request), to opt out of any “sales,” and to not be discriminated against for exercising these rights. California residents may make a rights request for access or deletion by contacting us at support@augmentedcards.com. You can also designate an authorized agent to exercise these rights on their behalf, but we will require proof that the person is authorized to act on your behalf and may also still ask you to verify your identity with us directly.

AC does not sell your Personal Information and will not do so in the future without providing you with notice and an opportunity to opt-out of such sale as required by law. Similarly, we do not offer financial incentives associated with our collection, use, or disclosure of your Personal Information.

In the last 12 months, AC may have collected the following categories of Personal Information, including identifiers, commercial information, internet or other electronic network or device activity information, geolocation data, audio, electronic, visual, or similar information, inferences, and other personal information, and professional information. A more detailed description of the information AC collects and how we use it is provided above in the sections titled Collection of Information and Use of Information. In the preceding 12 months, we may have disclosed the following categories of Personal Information for business and commercial purposes to the following categories of recipients: third parties to provide, maintain, and improve our Services, including service providers who access information about you to perform services on our behalf as well as financial institutions, payment networks, and other entities in connection with the payment or money transfer process; third parties for advertising campaigns, contests, special offers and promotions, or other events or activities in connection with our Platforms and/or Services. The section titled Sharing of Your Information also describes the categories of third parties with whom we share Personal Information, and what information may be shared under different circumstances.

Apart from the CCPA, California’s Shine the Light law gives California residents the right to ask companies what Personal Information they share with third parties for those third parties’ direct marketing purposes. We do not disclose your Personal Information to third parties for the purpose of directly marketing their goods or services to you unless you request such disclosure. If you have any questions regarding this policy, or would like to change your preferences, you may contact us at the address listed below.

NEVADA RESIDENTS
Under Nevada law, certain Nevada consumers may opt out of the sale of “personally identifiable information” for monetary consideration to a person to license or sell such information to additional persons. “Personally identifiable information” includes first and last name, address, email address, phone number, Social Security Number, or an identifier that allows a specific person to be contacted either physically or online. We do not engage in such activity; however, if you are a Nevada resident who has purchased or leased goods or services from us, you may submit a request to opt out of any potential future sales under Nevada law by contacting support@augmentedcards.com. Please note we will take reasonable steps to verify your identity and the authenticity of the request. Once verified, we will maintain your request in the event our practices change.

DATA PROTECTION RIGHTS UNDER THE GENERAL DATA PROTECTION REGULATION (GDPR)
If you are a resident of the European Economic Area (“EEA”), you have the following data protection rights:

  • If you wish to access, correct, update, or request deletion of your personal information, you can do so at any time by emailing: support@augmentedcards.com.
  • You can object to the processing of your personal information, ask us to restrict the processing of your personal information, or request portability of your personal information. You can exercise these rights by emailing: support@augmentedcards.com.
  • You have the right to opt-out of marketing communications we send you at any time. You can exercise this right by clicking on the “unsubscribe” or “opt-out” link in the marketing emails we send you. To opt-out of other forms of marketing, please contact us by emailing: support@augmentedcards.com.
  • Similarly, if we have collected and process your personal information with your consent, then you can withdraw your consent at any time. Withdrawing your consent will not affect the lawfulness of any processing we conducted prior to your withdrawal, nor will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.
  • You have the right to complaint to a data protection authority about our collection and use of your personal information. For more information, please contact your local data protection authority.

LINKED SITES
Our Platforms may contain links and connections to other websites, including social media pages, which may have different privacy policies. We are not responsible for the collection, use, or disclosure of collected information through third-party websites and expressly disclaim any liability related to such collection, use, or disclosure. We are not responsible for any information or content contained on such sites. Links and connections to other websites are provided for convenience only. Please note that if you provide information to us via a social media page or participate in a social media page linked or connected to the Platforms, you consent to our use of your information for any reason as if it were submitted to us directly through the Platforms.

OPTING-IN AND OPTING-OUT. AC will endeavor to ask you to agree to receive communications about special offers, programs, news, or alerts from AC and/or any of our affiliate brands or partners at the time you provide your e-mail address to us (an “Opt-In”). In the event that you provide your e-mail address via a channel that does not include a mechanism for you to affirmatively Opt-In, such as by e-mail, you agree that by providing your e-mail address, you are completing an Opt-In and will be responsible for opting out from receiving any future communications about special offers, programs, news, or alerts. You can do this by following the instructions provided in each communication (an “Opt-Out”).

UPDATING OR CLOSING YOUR ACCOUNT. You may access, change, or correct your Identification Information about you by logging into your AC account at any time or by making a request to us using the contact details below, in which case we may need to verify your identity before granting access or otherwise changing or correcting your information. If you wish to deactivate your AC account, you may do so by logging into your AC account or by e-mailing us using the contact details provided below. AC may retain information about you only as long as reasonably necessary to provide you the Services. However, even after you deactivate your AC account, we may retain archived copies of information about you and any transactions or Services in which you may have participated for a period of time that is consistent with applicable law, or as we believe is reasonably necessary to comply with applicable law, regulation, legal process, or governmental request, to prevent fraud, to collect fees owed, to resolve disputes, to address problems with our Services, to assist with investigations, to enforce our Terms of Service, or other applicable agreements or policies, or to take any other actions consistent with applicable law.

DO NOT TRACK. Do Not Track (“DNT”) is an optional browser setting that allows you to express your preferences regarding tracking across websites. We currently do not respond to DNT signals. We may continue to collect information in the manner described in this Privacy Policy from web browsers that have enabled DNT signals or similar mechanisms.

MOBILE APPLICATIONS
From time to time, we may offer mobile applications for public consumption and/or download (the “Apps”). We will use commercially reasonable efforts, given the limitations imposed upon us by third party providers such as Apple, Inc. and Google, Inc. to clearly disclose what, if any Identification Information or Usage Information is collected by the Apps, how it is used, and with who it is shared. In the event that it is not commercially feasible for us to provide this explanation in advance of you accessing and using the Apps, this Privacy Policy shall govern any information collected by us as a result of your use of the Apps.

Please note, certain practices are outside of AC’s control, including any tracking by Apple, Inc. and Google, Inc. or your third-party telecommunications carrier of which Apps you download. We cannot and will not be held responsible for the actions of such third parties. You should always read and understand the policies of any third-party provider before making any purchase or downloading any of the Apps.

TEXT MESSAGING
From time to time, we may run certain campaigns that provide you with the ability to send a text message and provide an Opt-In to receive future text messages. Your Opt-In provides us with your mobile phone number. If you choose to Opt-In, you agree that we may send messages to the mobile device about new products, promotions, services, or offers. Your carrier may charge you for each message you receive in accordance with your communications plan. You agree that we are not responsible in any way for such charges. If you do not wish to continue receiving any messages via your mobile device, you may Opt-Out at any time.

SECURITY PROCEDURES
We take reasonable measures, including administrative, technical, and physical safeguards, to protect your information from loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction. We hold information about you at our own premises and with the assistance of third-party service providers.

However, your e-mail transmissions and/or other communications containing Identification Information may be unlawfully intercepted and/or accessed by third parties and/or the Platforms may be subject to hostile network attacks or administrative errors. We urge you to take every precaution and exercise care to protect your personal data and the information you share when you are on the internet and/or using the Platforms. Change your passwords often, use a combination of letters (upper and lower case), numbers, special characters, and make sure you use a secure browser. We cannot and do not guarantee the security of any information transmitted over the Internet, or other electronic means. We take steps that we believe are commercially reasonable to limit access to your Identification Information to only those whom we determine need access to provide requested products, services, offers, or opportunities that may be of interest to you. We cannot guarantee that your Identification Information may not be accessed, disclosed, altered, or destroyed as a result of a breach of our commercially reasonable efforts or as a result of any event beyond our reasonable control. Accordingly, we do not guarantee that your Identification Information is completely secure and safe from such risks. We expressly disclaim any representation or warranty, express or implied, with respect to ensuring, guaranteeing, or otherwise offering a definitive promise of security in connection with your Identification Information or Usage Information.

INTERNATIONAL USERS
The Platforms are hosted in the United States. If you are attempting to access the Platforms from a physical location within the European Union, Asia, or any other region with laws or regulations governing data collection, use, and disclosure that differ from the United States, please be advised that your use of the Platforms is governed by United States law, this Privacy Policy, the Terms of Use, and any other applicable agreement. To the extent you provide Identification Information through the Platforms you are transferring your Identification Information to the United States and you consent to: such transfer; the application of the laws of the United States and the State of California with respect to any dispute arising from or related to the Privacy Policy and/or your use of the Platforms; exclusive jurisdiction of the courts of the State of California.

CHOICE OF LAW AND VENUE
Any claim and/or dispute that arises from your use of the Platforms shall be decided in accordance with the laws of the State of California, by a court of competent jurisdiction located in Orange County, California, United States of America. You agree that such court shall have personal jurisdiction over you and agree to submit to the jurisdiction and venue of such courts, and waive any objections based on inconvenient forum.

MISCELLANEOUS
If any part of this Privacy Policy is determined to be invalid or unenforceable pursuant to applicable law, then it shall be construed in a manner which is valid and enforceable that is closest to the intentions set forth herein. The remainder of the Privacy Policy shall remain in full force and effect.

CONTACT INFO.:
Augmented Cards Inc.
7700 Irvine Center Drive
Suite 800 PMB #188
Irvine, CA 92618
E-mail: hello@augmentedcards.com

Thank you for visiting our Platforms.
Updated: February 2022